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Initiation Fee Loans Now Available for New Members

Eligible SAG-AFTRA performers are now eligible to apply for a low-interest rate initiation fee loan when joining the union.

SAG-AFTRA Initiation Fee Loans from the member-owned SAG-AFTRA Federal Credit Union let you make up to 24 monthly payments with interest rates discounted .50% from standard Credit Union loan rates. You can also get an additional .50% discount when you set up an automatic monthly payment from your Credit Union account. Qualifying for their best rate, means you pay a low 5.75% APR.

A SAG-AFTRA Initiation Fee Loan is also available to current members who are assessed a difference of initiation fee. This may result when working in an area where the initiation fee is higher than the amount previously paid, as described on the back of the SAG-AFTRA Membership Application.

Applying Is Easy
To qualify for a SAG-AFTRA Initiation Fee Loan, you need to join or be a member in good standing of the SAG-AFTRA Federal Credit Union. It’s fast and easy to apply simultaneously for a SAG-AFTRA Initiation Fee Loan and Credit Union membership online at or by phone at (818) 562-3400, or toll-free at (800) 826-6946. You can also send an email to or fax a request to (818) 260-9485 for more information.  

They Do the Work, You Get the Benefit
A check to cover your initiation fee and the first semi-annual basic dues payment will be made payable from SAG-AFTRA Federal Credit Union to SAG-AFTRA within 72 hours — faster if needed!

The Small Print
*APR is Annual Percentage Rate and is accurate as of 11/01/2015. This is a fixed rate loan. Your interest rate and corresponding annual percentage rate (APR) will be based on your creditworthiness. Not all applicants will qualify for the best rate of 5.75% APR. All rates are subject to change without notice. The APR on the loan is 1.00% higher without Automatic Payment, which is 6.75% APR. The maximum loan term is 24 months. Monthly payments are required. Loan disbursement checks are made payable to SAG-AFTRA. Minors are not eligible for this program; however, parents or guardians of Coogan kids may qualify for membership and can apply for a personal loan through SAG-AFTRA Federal Credit Union.

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