The Most Distinguished Performer's Union in the World

SAG-AFTRA represents approximately 160,000 actors, announcers, broadcasters, journalists, dancers, DJs, news writers, news editors, program hosts, puppeteers, recording artists, singers, stunt performers, voiceover artists and other media professionals. SAG-AFTRA members are the faces and voices that entertain and inform America and the world. With offices in Los Angeles,  New York, and  nationwide, SAG-AFTRA members work together to secure the strongest protections for media artists into the 21st century and beyond.

Giving You the Tools

In addition to negotiating and enforcing contracts for professional performers, SAG-AFTRA also offers members the tools to navigate the industry and expand their craft along the way. From the workshops of the SAG-AFTRA conservatory to resources for young actors, the Union protects and enhances members’quality of life on and off set, in the recording studio or working in the field covering a story.

Initiation Fee Loans Now Available for New Members

Eligible SAG-AFTRA performers are now eligible for low-interest rate initiation fee loans when joining the Union.

SAG-AFTRA Initiation Fee Loan from the member-owned AFTRA-SAG Federal Credit Union lets you make up to 24 monthly payments with interest rates discounted .50% from standard Credit Union loan rates. You can also get an additional .50% discount when you set up an automatic monthly payment from a Credit Union account.

On a loan amount of $3,099.00 with a fixed rate and 24 month term based on creditworthiness (including automatic payment discount), payment amounts will be:

$142.18 / month with 9.40% APR fixed (A Credit Rating)
$145.78 / month with 11.90% APR fixed (B Credit Rating)
$150.17 / month with 14.90% APR fixed (C Credit Rating

A SAG-AFTRA Initiation Fee Loan is also available to current members who are assessed a difference of initiation fee. This may result when working in an area where the initiation fee is higher than the amount previously paid, as described on the back of the SAG-AFTRA Membership Application.

Applying Is Easy
To qualify for a SAG-AFTRA Initiation Fee Loan, you need to join or be a member in good standing of the AFTRA-SAG Federal Credit Union. It’s fast and easy to apply simultaneously for a SAG-AFTRA Initiation Fee Loan and Credit Union membership online at You can also send an email to, fax a request to (818) 260-9485, or call (800) 826-6946 for more information.

They Do the Work, You Get the Benefit
A check to cover your initiation fee and the first semi-annual basic dues payment will be made payable from AFTRA-SAG Federal Credit Union to SAG-AFTRA within 72 hours — faster if needed!

The Small Print
This is a fixed rate loan. Your interest rate and corresponding annual percentage rate (APR) will be based on your creditworthiness. Not all applicants will qualify for the best rate of 9.40% APR. The APR on the loan is 1.00% higher without Automatic Payment, which for the 9.40% APR example would be 10.40% APR. The maximum loan term is 24 months. Maximum loan amount is $3,099.00.  Monthly payments are required. Loan disbursement checks are made payable to the SAG-AFTRA. Minors are not eligible for this program; however parents or guardians of Coogan kids may qualify for membership and can apply for a personal loan through ASFCU.

SAG-AFTRA members in good standing are eligible to apply for this loan product through AFTRA-SAG Federal Credit Union with the exception of individuals who reside in New York who are not existing members of the ASFCU. Such individuals may inquire about loan products from Actors Federal Credit Union at (212) 869-8926; outside NYC: (800) 2- ACTORS (800-222-8677).

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